Indonesia Banking Sector Report 2021-2022

Indonesia’s financial sector was among the few to continue growing during 2020, showing its resilience to external shocks. The sector’s GVA expanded by a real 3% y/y in 2020, the year that brought the country’s first recession in over two decades. Still, the sector suffered from the pandemic-induced downturn that saw lending activity weaken and NPLs rise. Indonesia’s financial activity sector (excl insurance activity and pension funds) generated 3.5% of the country’s nominal GDP in 2020. Indonesia has the lowest bank asset penetration ratio in the ASEAN region at 60% in 2020. Alongside conventional lenders and Islamic banks, financial services in the country are provided by multi-finance companies, pawn shops and fintech start-ups.​

This report provides a complete and detailed analysis of the banking sector for Indonesia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the banking sector in Indonesia
• Access forecasts for growth in the sector
• View key data on assets, liquidity and profitability in the sector in Indonesia
• Crystallise the forces both driving and restraining this sector in Indonesia
• Build a complete perspective on the trends around deposits, loans and interest rates in Indonesia
• Ascertain Indonesia’s position in the global sector
• Assess market share by bank
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Indonesia
• Build a clear picture of trends and issues for subsectors (consumer finance, mortgage lending and deposits)

See below for a complete table of report contents: