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Company data displayed is for sample purposes only and may not reflect the most current information available on Emerging Markets Information Service (EMIS).
UIB (الإتحاد الدولي للبنوك)
Main Activities: Banking and Credit Intermediation
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Company Information |
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Full name Union Internationale de Banques (الإتحاد الدولي للبنوك) Headquarters Building Number 65, Avenue Habib Bourguiba, Tunis 1001.; Tunis Capital; Tunisia |
Status: Listed Operational Status: Operational Financial Auditors: Cabinet FINOR & Cabinet MAZARS (2010) Incorporation Date: December 9, 1963 Total Employees: 1,457 Tel: 216 71340756/71347000 |
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Company Description |
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The Union Internationale de Banques (UIB) was created in 1964 and privatized in November 2002 with the repurchase of part of its capital by Societe Generale Group. The network of UIB counts 90 points of sale distributed in all Tunisia. |
Company Analysis |
| According to the Individual - Audited financial statement for the Year of 2011, total net operating revenues increased with 15.50%, from TND 183,515 thousands to TND 211,960 thousands. Operating result increased from TND 18,830 thousands to TND 24,638 thousands which means 30.84% change. The results of the period increased 25.57% reaching TND 23,320 thousands at the end of the period against TND 18,571 thousands last year. Return on equity (Net income/Total equity) went from 18.89% to 19.15%, the Return On Asset (Net income / Total Asset) went from 0.65% to 0.78% and the Net Profit Margin (Net Income/Net Sales) went from 10.12% to 11.00% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 2345.92% compared to 2786.50% of last year. Finally, the Current Ratio (Current Assets/Current Liabilities) went from 1.11 to 1.14 when compared to the previous year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2011 Y (non-cons) |
2010 Y (non-cons) |
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| Audited | Audited | |
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| Finglobe - MENA Spread Financial Statements | Finglobe - MENA Spread Financial Statements | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
2,978,348 |
2,837,259 |
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Current Assets |
2,845,235 |
2,707,614 |
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Total Liabilities |
2,856,580 |
2,738,965 |
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Shareholders Equity |
121,768 |
98,294 |
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Current Liabilities |
2,502,651 |
2,434,112 |
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| * All the accounts are in TND. | ||
Income Statement
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Total Operating Revenue |
211,960 |
183,515 |
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Operational Profit (Loss) |
24,638 |
18,830 |
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Net Profit (Loss) |
23,320 |
18,571 |
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| * All the accounts are in TND. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
0.78% |
0.65% |
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Annualised Return on Assets (ROA) |
0.78% |
0.65% |
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Return on Equity (ROE) |
19.15% |
18.89% |
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Annualised Return on Equity (ROE) |
23.72% |
23.34% |
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Return on Sales (ROS) |
11% |
10.12% |
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Return on Capital |
5.18% |
4.67% |
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Gross Profit Margin |
100% |
100% |
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Operating Profit Margin |
11.62% |
10.26% |
| Efficiency Ratios | ||
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Current asset turnover |
0.07x |
0.07x |
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Fixed-asset turnover |
1.59x |
1.42x |
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Asset Turnover |
0.07x |
0.06x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
24,638 |
18,830 |
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EBITDA |
30,652 |
23,854 |
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Enterprise value |
3,168,531 |
2,904,181 |
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Enterprise Value / EBITDA |
103.37 |
121.75 |
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Bookvalue (BV) |
121,768 |
98,294 |
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Net Cash |
-2,798,287 |
-2,496,501 |
| Liquidity Ratios | ||
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Current Ratio |
113.69% |
111.24% |
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Quick ratio |
113.69% |
111.24% |
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Doom's day ratio |
2.33% |
9.96% |
| Leverage Ratios | ||
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Leverage ratio |
2,445.92% |
2,886.5% |
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Debt to equity |
2,345.92% |
2,786.5% |
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Debt to total assets |
95.91% |
96.54% |
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Long Term Debt to Capital |
74.4% |
75.62% |
| Market ratios | ||
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Market Capitalization/EBITDA |
12.08 |
17.09 |
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Market Cap / Net cash |
-0.13 |
-0.16 |
| Trend Ratios | ||
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Revenue Trend |
115.5% |
116.78% |
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Net Income Trend |
125.57% |
251.06% |
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Operating Income Trend |
130.84% |
280.63% |
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