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Company data displayed is for sample purposes only and may not reflect the most current information available on Emerging Markets Information Service (EMIS).
STB (الشركة التونسية للبنك)
Main Activities: Banking and Credit Intermediation
Secondary Activities: Investment Brokerage and Other Financial Investments
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Company Information |
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Full name Societe Tunisienne de Banque (الشركة التّونسيّة للبنك) Headquarters Societe Tunisienne de Banque Building, Hadi Nouira Street, Down Town Area, Tunisia 1001.; Tunis Capital; Tunisia |
Status: Listed Operational Status: Operational Financial Auditors: Orga Audit/Cabinet CMC (2012) Incorporation Date: January 18, 1957 Total Employees: 2,356 Tel: 216 71340477 |
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Company Description |
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Société Tunisienne de Banque (STB) was founded in 1957. Initially begun as a development bank, it is now a full-service commercial bank. In 2000, the company merged with two development banks, Banque de Développement Economique de Tunisie (BDET) and Banque Nationale de Développement Touristique (BNDT), which were partially owned by the state. in 2006, The Bank operates a network of 116 offices, 18 bureau de change counters and 47 automated cash dispensing machines throughout Tunisia. It |
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Company Analysis |
| According to the Individual - Audited financial statement for the Year of 2011, total net operating revenues decreased with -3.72%, from TND 333,801 thousands to TND 321,379 thousands. Operating result decreased from TND 29,921 thousands to TND 20,422 thousands which means -31.75% change. The results of the period decreased -23.06% reaching TND 11,387 thousands at the end of the period against TND 14,799 thousands last year. Return on equity (Net income/Total equity) went from 2.85% to 2.16%, the Return On Asset (Net income / Total Asset) went from 0.22% to 0.16% and the Net Profit Margin (Net Income/Net Sales) went from 4.43% to 3.54% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 1239.41% compared to 1200.55% of last year. Finally, the Current Ratio (Current Assets/Current Liabilities) went from 1.07 to 1.07 when compared to the previous year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2011 Y (non-cons) |
2010 Y (non-cons) |
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| Audited | Audited | |
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| Finglobe - MENA Spread Financial Statements | Finglobe - MENA Spread Financial Statements | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
7,072,161 |
6,753,589 |
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Current Assets |
6,441,932 |
6,673,555 |
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Total Liabilities |
6,544,156 |
6,234,303 |
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Shareholders Equity |
528,005 |
519,286 |
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Current Liabilities |
6,004,977 |
6,234,303 |
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| * All the accounts are in TND. | ||
Income Statement
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Total Operating Revenue |
321,379 |
333,801 |
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Operational Profit (Loss) |
20,422 |
29,921 |
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Net Profit (Loss) |
11,387 |
14,799 |
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| * All the accounts are in TND. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
0.16% |
0.22% |
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Annualised Return on Assets (ROA) |
0.16% |
0.22% |
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Return on Equity (ROE) |
2.16% |
2.85% |
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Annualised Return on Equity (ROE) |
2.19% |
2.88% |
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Return on Sales (ROS) |
3.54% |
4.43% |
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Return on Capital |
1.91% |
5.76% |
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Gross Profit Margin |
100% |
100% |
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Operating Profit Margin |
6.35% |
8.96% |
| Efficiency Ratios | ||
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Current asset turnover |
0.05x |
0.05x |
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Fixed-asset turnover |
0.51x |
4.17x |
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Asset Turnover |
0.05x |
0.05x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
20,422 |
29,921 |
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EBITDA |
26,933 |
35,507 |
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Enterprise value |
6,533,764 |
6,428,084 |
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Enterprise Value / EBITDA |
242.59 |
181.04 |
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Bookvalue (BV) |
528,005 |
519,286 |
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Net Cash |
-6,282,678 |
-5,955,993 |
| Liquidity Ratios | ||
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Current Ratio |
107.28% |
107.05% |
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Quick ratio |
107.28% |
107.05% |
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Doom's day ratio |
4.35% |
4.46% |
| Leverage Ratios | ||
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Leverage ratio |
1,339.41% |
1,300.55% |
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Debt to equity |
1,239.41% |
1,200.55% |
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Debt to total assets |
92.53% |
92.31% |
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Long Term Debt to Capital |
50.52% |
0% |
| Market ratios | ||
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Market Capitalization/EBITDA |
9.32 |
13.30 |
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Market Cap / Net cash |
-0.04 |
-0.08 |
| Trend Ratios | ||
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Revenue Trend |
96.28% |
103.68% |
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Net Income Trend |
76.94% |
36.85% |
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Operating Income Trend |
68.25% |
66.21% |
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