|
Company data displayed is for sample purposes only and may not reflect the most current information available on Emerging Markets Information Service (EMIS).
BIAT (بنك تونس العربي الدّولي)
Main Activities: Banking and Credit Intermediation
 |
Please check the full coverage of information what EMIS can offer you. | SEE SAMPLE |
Company Information |
|
Full name Banque Internationale Arabe de Tunisie (بنك تونس العربي الدّولي) Headquarters P.O. Box 520, Building Number 70/72, Habib Bourguiba Street, Cedex Area, Tunis 1080.; Tunis Capital; Tunisia |
Status: Listed Operational Status: Operational Financial Auditors: Finor (2012) Incorporation Date: February 1, 1976 Total Employees: 2,165 Tel: 216 71340733/22 |
|
Company Description |
| Banque Internationale Arabe de Tunisie (BIAT) was established in early 1976 by a group of investors composed of local institutions and individuals, and Arab and European banks, who acquired the domestic branches of the British Bank of the Middle East and Société Marseillaise de Crédit. It is a full-service bank, offering corporate banking services as well as consumer banking through a 104 branch network, staffed by a total 2200 people at year end 2005. |
Company Analysis |
| According to the Individual - Audited financial statement for the Year of 2010, total net operating revenues increased with 9.48%, from TND 261,190.347 thousands to TND 285,948 thousands. Operating result increased from TND 71,266.402 thousands to TND 76,261 thousands which means 7.01% change. The results of the period decreased -20.94% reaching TND 47,506 thousands at the end of the period against TND 60,091.105 thousands last year. Return on equity (Net income/Total equity) went from 12.24% to 9.41%, the Return On Asset (Net income / Total Asset) went from 0.97% to 0.73% and the Net Profit Margin (Net Income/Net Sales) went from 23.01% to 16.61% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 1192.20% compared to 1157.09% of last year. Finally, the Current Ratio (Current Assets/Current Liabilities) went from 1.09 to 0.93 when compared to the previous year. |
Key Executives |
|
|||||
|
|||||
|
|||||
|
|||||
|
|||||
Companies with Similar Main Activities |
FULL COMPANY PROFILE
|
|
2011 Y (non-cons) |
2010 Y (non-cons) |
|
 | ||
| Audited | Audited | |
| ||
| Finglobe - MENA Spread Financial Statements | Finglobe - MENA Spread Financial Statements | |
| ||
| Unit | Thousands | Thousands |
| ||
Balance Sheet
| ||
Total Assets |
7,089,242 |
6,521,598 |
| ||
Current Assets |
6,523,034 |
5,274,889 |
| ||
Total Liabilities |
6,570,073 |
6,016,909 |
| ||
Shareholders Equity |
519,169 |
504,689 |
| ||
Current Liabilities |
6,177,046 |
5,695,145 |
| ||
| * All the accounts are in TND. | ||
Income Statement
| ||
Total Operating Revenue |
314,554 |
285,948 |
| ||
Operational Profit (Loss) |
79,204 |
76,261 |
| ||
Net Profit (Loss) |
48,197 |
47,506 |
| ||
| * All the accounts are in TND. | ||
Ratios
| Profitability Ratios | ||
| ||
Return on Assets (ROA) |
0.68% |
0.73% |
| ||
Annualised Return on Assets (ROA) |
0.68% |
0.73% |
| ||
Return on Equity (ROE) |
9.28% |
9.41% |
| ||
Annualised Return on Equity (ROE) |
9.55% |
9.68% |
| ||
Return on Sales (ROS) |
15.32% |
16.61% |
| ||
Return on Capital |
8.68% |
9.23% |
| ||
Gross Profit Margin |
100% |
100% |
| ||
Operating Profit Margin |
25.18% |
26.67% |
| Efficiency Ratios | ||
| ||
Current asset turnover |
0.05x |
0.05x |
| ||
Fixed-asset turnover |
0.56x |
0.23x |
| ||
Asset Turnover |
0.04x |
0.04x |
| Valuation figures and ratios | ||
| ||
Earning Before Interests and Taxes (EBIT) |
79,204 |
76,261 |
| ||
EBITDA |
159,137 |
163,219 |
| ||
Enterprise value |
7,844,903 |
7,257,909 |
| ||
Enterprise Value / EBITDA |
49.30 |
44.47 |
| ||
Bookvalue (BV) |
519,169 |
504,689 |
| ||
Net Cash |
-6,570,073 |
-6,016,909 |
| Liquidity Ratios | ||
| ||
Current Ratio |
105.6% |
92.62% |
| ||
Quick ratio |
105.6% |
92.62% |
| Leverage Ratios | ||
| ||
Leverage ratio |
1,365.5% |
1,292.2% |
| ||
Debt to equity |
1,265.5% |
1,192.2% |
| ||
Debt to total assets |
92.68% |
92.26% |
| ||
Long Term Debt to Capital |
43.09% |
38.93% |
| Market ratios | ||
| ||
Market Capitalization/EBITDA |
8.01 |
7.60 |
| ||
Market Cap / Net cash |
-0.19 |
-0.21 |
| Trend Ratios | ||
| ||
Revenue Trend |
110% |
109.48% |
| ||
Net Income Trend |
101.45% |
79.06% |
| ||
Operating Income Trend |
103.86% |
107.01% |
| ||
 |