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Amen Bank (بنك الأمان)
Main Activities: Banking and Credit Intermediation - Investment Brokerage and Other Financial Investments
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Company Information |
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Full name Amen Bank (بنك الأمان) Headquarters Amen Bank Building, Avenue Mohamed V, Tunis 1002, Tunisia.; Tunis Capital; Tunisia |
Status: Listed Operational Status: Operational Financial Auditors: Moncef Boussanouga Zammouri (2012) Incorporation Date: November 1, 1971 Total Employees: 972 Tel: 216 71835500 |
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Company Description |
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Crédit Foncier et Commercial de Tunisie (CFCT) was created on June 6, 1967 with a capital of 325 000 Dinars. It was acquired in 1971 by Banque Générale d'Investissement (BGI) which later on became "PGI Holding". CFCT shares were listed on the Tunis Stock Exchange in 1993, then in 1995 the bank changed its name to Amen Bank. Amen Bank is a private commercial bank which offers a range of financial products and services including fund management services and financial advice, to both |
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Company Analysis |
| According to the Individual - Audited financial statement for the Year of 2011, total net operating revenues increased with 5.09%, from TND 330,840 thousands to TND 347,678 thousands. The results of the period increased 5.06% reaching TND 64,510 thousands at the end of the period against TND 61,403 thousands last year. Return on equity (Net income/Total equity) went from 15.67% to 14.59%, the Return On Asset (Net income / Total Asset) went from 1.28% to 1.17% and the Net Profit Margin (Net Income/Net Sales) went from 18.56% to 18.55% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 1147.27% compared to 1126.89% of last year. Finally, the Current Ratio (Current Assets/Current Liabilities) went from 1.12 to 1.21 when compared to the previous year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2011 Y (non-cons) |
2010 Y (non-cons) |
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| Audited | Audited | |
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| Finglobe - MENA Spread Financial Statements | Finglobe - MENA Spread Financial Statements | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
5,516,189 |
4,806,966 |
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Current Assets |
5,354,128 |
4,806,966 |
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Total Liabilities |
5,073,929 |
4,415,166 |
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Shareholders Equity |
442,260 |
391,800 |
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Current Liabilities |
4,439,957 |
4,295,628 |
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| * All the accounts are in TND. | ||
Income Statement
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Total Operating Revenue |
347,678 |
330,840 |
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Operational Profit (Loss) |
73,489 |
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Net Profit (Loss) |
64,510 |
61,403 |
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| * All the accounts are in TND. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
1.17% |
1.28% |
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Annualised Return on Assets (ROA) |
1.17% |
1.28% |
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Return on Equity (ROE) |
14.59% |
15.67% |
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Annualised Return on Equity (ROE) |
16.47% |
17.5% |
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Return on Sales (ROS) |
18.55% |
18.56% |
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Return on Capital |
6.83% |
0% |
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Gross Profit Margin |
100% |
100% |
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Operating Profit Margin |
21.14% |
0% |
| Efficiency Ratios | ||
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Current asset turnover |
0.06x |
0.07x |
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Fixed-asset turnover |
2.15x |
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Asset Turnover |
0.06x |
0.07x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
73,489 |
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EBITDA |
78,962 |
5,001 |
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Enterprise value |
5,000,875 |
4,919,031 |
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Enterprise Value / EBITDA |
63.33 |
983.61 |
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Bookvalue (BV) |
442,260 |
391,800 |
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Net Cash |
-4,346,875 |
-4,144,531 |
| Liquidity Ratios | ||
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Current Ratio |
120.59% |
111.9% |
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Quick ratio |
120.59% |
111.9% |
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Doom's day ratio |
16.38% |
6.3% |
| Leverage Ratios | ||
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Leverage ratio |
1,247.27% |
1,226.89% |
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Debt to equity |
1,147.27% |
1,126.89% |
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Debt to total assets |
91.98% |
91.85% |
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Long Term Debt to Capital |
58.91% |
23.38% |
| Market ratios | ||
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Market Capitalization/EBITDA |
8.28 |
154.87 |
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Market Cap / Net cash |
-0.15 |
-0.19 |
| Trend Ratios | ||
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Revenue Trend |
105.09% |
121.35% |
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Net Income Trend |
105.06% |
136.14% |
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