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Company Information |
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Full name Rizal Commercial Banking Corporation Headquarters Yuchengco Tower RCBC Plaza 6819 Ayala Ave cor Sen Gil Puyat Ave; Makati ; National Capital Region; 1226 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational CIBI: 17514 Financial Auditors: Punongbayan & Araullo (2010) Incorporation Date: September 23, 1960 Total Employees: 3,227 Tel: (63 2) 8949000 |
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Company Description |
| Rizal Commercial Banking Corporation (RCB) is one of the top universal banks in the Philippines. RCB's main services are deposits, loans, electronic banking, payment and settlement, trust, merchant banking, dealership and brokerage, and others. Currently, the bank has 338 branches nationwide. RCB classifies the market it caters into the corporate, commercial or middle, Chinese and the consumer / retail. The bank's main clients are also Japanese corporations from its partnership with UFJ bank. | ||
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Company Analysis |
| According to the Consolidated - Non-Audited financial statement for the first three cumulated quarters of 2012, total net operating revenues decreased with -2.87%, from PHP 10,315,000 thousands to PHP 10,019,000 thousands. Operating result increased from PHP 4,727,000 thousands to PHP 5,404,000 thousands which means 14.32% change. The results of the period increased 16.77% reaching PHP 4,756,000 thousands at the end of the period against PHP 4,073,000 thousands last year. Return on equity (Net income/Total equity) went from 19395.24% to 15853.33%, the Return On Asset (Net income / Total Asset) went from 1.31% to 1.35% and the Net Profit Margin (Net Income/Net Sales) went from 39.49% to 47.47% when compared to the same period of last year. |
Key Executives |
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Companies with Similar Main Activities |

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2012 Y (cons) |
2012 Q3C (cons) |
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| Audited | Non-Audited | |
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| WVB Company Financials | WVB Company Financials | |
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| Unit | Thousands | Thousands |
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Total Assets |
364,095,008 |
353,190,016 |
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Shareholders Equity |
30,000 |
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| * All the accounts are in PHP. | ||
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Total Operating Revenue |
11,692,000 |
10,019,000 |
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Operational Profit (Loss) |
6,972,000 |
5,404,000 |
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Net Profit (Loss) |
6,220,000 |
4,756,000 |
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| * All the accounts are in PHP. | ||
| Profitability Ratios | ||
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Return on Assets (ROA) |
1.71% |
1.35% |
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Annualised Return on Assets (ROA) |
1.71% |
1.8% |
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Return on Sales (ROS) |
54.57% |
56.38% |
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Gross Profit Margin |
100% |
100% |
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Operating Profit Margin |
-29.29% |
-26.71% |
| Efficiency Ratios | ||
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Fixed-asset turnover |
0.03x |
0.02x |
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Asset Turnover |
0.03x |
0.02x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
-4,160,000 |
-1,555,000 |
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EBITDA |
-3,046,000 |
-669,000 |
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Enterprise value |
-2,505,000 |
2,530,830 |
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Enterprise Value / EBITDA |
0.82 |
-3.78 |
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Bookvalue (BV) |
364,095,008 |
353,190,016 |
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Net Cash |
61,941,000 |
42,621,000 |
| Market ratios | ||
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Market Capitalization/EBITDA |
-19.51 |
-67.45 |
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Price/Book Ratio |
0.16 |
0.13 |
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Market Cap / Net cash |
0.96 |
1.06 |
| Trend Ratios | ||
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Revenue Trend |
105.23% |
105.44% |
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Net Income Trend |
123.93% |
116.77% |
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Operating Income Trend |
106.39% |
1,727.78% |
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