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Philippine Savings Bank
Main Activities: Banking and Credit Intermediation
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Company Information |
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Full name Philippine Savings Bank Headquarters PSBank Tower Sen Gil Puyat Ave cor Tindalo St; Makati ; National Capital Region; 1200 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational CIBI: 0000015552 Financial Auditors: SGV & Co. (2011) Incorporation Date: March 25, 1959 Total Employees: 2,499 Tel: (63 2) 8432038 |
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Company Description |
| Philippine Savings Bank (PSB) is a savings and mortgage bank. PSB's services are classified into deposits, loans, treasury and trust. PSB also has various plans for auto and housing loans and various services such as specialized lending payment collection and trust. The bank has 170 branches with 306 ATMS nationwide. PSB's clientele are various individual savers and Small and Medium Enterprises serviced by its branch network. The bank also has a niche in auto and housing loans. Community, social | ||
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Company Analysis |
| According to the Consolidated - Non-Audited financial statement for the first three cumulated quarters of 2012, total net operating revenues decreased with -0.56%, from PHP 4,217,165 thousands to PHP 4,193,710 thousands. Operating result increased from PHP 1,767,675 thousands to PHP 2,241,168 thousands which means 26.79% change. The results of the period increased 13.91% reaching PHP 1,761,717 thousands at the end of the period against PHP 1,546,552 thousands last year. Return on equity (Net income/Total equity) went from 0.00% to 0.00%, the Return On Asset (Net income / Total Asset) went from 1.33% to 1.61% and the Net Profit Margin (Net Income/Net Sales) went from 36.67% to 42.01% when compared to the same period of last year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2012 Y (cons) |
2012 Q3C (cons) |
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| Audited | Non-Audited | |
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| WVB Company Financials | WVB Company Financials | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
116,149,072 |
109,359,448 |
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| * All the accounts are in PHP. | ||
Income Statement
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Total Operating Revenue |
5,671,790 |
4,193,710 |
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Operational Profit (Loss) |
2,859,236 |
2,241,168 |
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Net Profit (Loss) |
2,302,278 |
1,761,717 |
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| * All the accounts are in PHP. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
1.98% |
1.61% |
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Annualised Return on Assets (ROA) |
1.98% |
2.15% |
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Return on Sales (ROS) |
40.59% |
42.01% |
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Gross Profit Margin |
100% |
100% |
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Operating Profit Margin |
-7.45% |
-16.64% |
| Efficiency Ratios | ||
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Fixed-asset turnover |
0.05x |
0.04x |
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Asset Turnover |
0.05x |
0.04x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
-969,790 |
-1,107,669 |
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EBITDA |
-422,781 |
-697,686 |
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Enterprise value |
9,696,913 |
8,990,509 |
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Enterprise Value / EBITDA |
-22.94 |
-12.89 |
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Bookvalue (BV) |
116,149,072 |
109,359,448 |
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Net Cash |
14,328,336 |
11,671,205 |
| Market ratios | ||
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Market Capitalization/EBITDA |
-56.83 |
-29.61 |
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Price/Book Ratio |
0.21 |
0.19 |
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Market Cap / Net cash |
1.68 |
1.77 |
| Trend Ratios | ||
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Revenue Trend |
99.34% |
99.44% |
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Net Income Trend |
113.48% |
113.91% |
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Operating Income Trend |
4,146.35% |
-621.46% |
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