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Solucion Empresa Administradora Hipotecaria S.A.
Main Activities: Funds, Trusts, and Other Financial Vehicles
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Company Information |
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Full name Solucion Empresa Administradora Hipotecaria S.A. Previous name(s) Solucion Financiera de Credito del Peru S.A. (2010) Headquarters Calle Centenario 156, Urb. Santa Patricia; Lima; Lima; LIMA 12 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational Fiscal ID (ISIN CODE ): PEP142001002 Fiscal ID (RUC): 20100161771 Financial Auditors: Ernst & Young (2010) Incorporation Date: March 28, 1979 Tel: +51-1-3132000 |
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Company Description |
| Solucion Empresa Administradora Hipotecaria, is a subsidiary of Banco de Credito del Peru which owns 100% of its capital. The company was founded in 1980 and its social aim is to raise its funds to apply them only to consumer loans and loans to small businesses. The company is mainly engaged in the administration, management and collection of a part of the mortgage loans of the employees of Banco de Credito del Peru. The company has been listed on the Lima Stock Exchange since 1980. |
Company Analysis |
| According to the Individual - Non-Audited financial statement for the third quarter of 2012, total net operating revenues decreased with -0.16%, from PEN 3,870 thousands to PEN 3,864 thousands. Operating result increased from PEN 770 thousands to PEN 1,123 thousands which means 45.84% change. The results of the period decreased -51.51% reaching PEN 2,093 thousands at the end of the period against PEN 4,316 thousands last year. Return on equity (Net income/Total equity) went from 12.36% to 5.52%, the Return On Asset (Net income / Total Asset) went from 2.07% to 1.00% and the Net Profit Margin (Net Income/Net Sales) went from 111.52% to 54.17% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 451.23% compared to 496.31% of last year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2012 Q4 (cons) |
2012 Q3 (cons) |
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| Non-Audited | Non-Audited | |
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| BVL-EEFF2 | BVL-EEFF2 | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
90,650,142 |
84,962,544 |
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Current Assets |
59,012,719 |
55,463,311 |
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Total Liabilities |
83,321,526 |
77,946,226 |
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Shareholders Equity |
7,328,616 |
7,016,318 |
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Current Liabilities |
66,935,731 |
61,688,672 |
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| * All the accounts are in PEN. | ||
Income Statement
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Total Operating Revenue |
1,494,173 |
1,462,114 |
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Operational Profit (Loss) |
490,868 |
591,933 |
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Net Profit (Loss) |
364,218 |
394,101 |
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| * All the accounts are in PEN. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
0.4% |
0.46% |
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Return on Equity (ROE) |
4.97% |
5.62% |
| Efficiency Ratios | ||
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Current asset turnover |
0.88x |
0.90x |
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Asset Turnover |
0.02x |
0.02x |
| Valuation figures and ratios | ||
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EBITDA |
2,299,534 |
2,202,608 |
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Enterprise value |
63,483,727 |
61,123,755 |
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Enterprise Value / EBITDA |
27.61 |
27.75 |
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Bookvalue (BV) |
6,460,386 |
6,047,489 |
| Liquidity Ratios | ||
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Current Ratio |
88.16% |
89.91% |
| Leverage Ratios | ||
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Leverage ratio |
1,236.93% |
1,210.93% |
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Debt to equity |
1,136.93% |
1,110.93% |
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Debt to total assets |
91.92% |
91.74% |
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Long Term Debt to Capital |
69.1% |
69.85% |
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Debt / Enterprise Value |
131.25% |
127.52% |
| Trend Ratios | ||
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Net Income Trend |
107.25% |
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