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Financiera TFC S.A.
Main Activities: Banking and Credit Intermediation
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Company Information |
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Full name Financiera TFC S.A. Previous name(s) Volvo Finance Peru (2006) Headquarters Jr. Santorin 175, Urb. El Vivero; Lima; Lima; LIMA 33 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational Fiscal ID (ISIN CODE ): PEP168501000 Fiscal ID (RUC): 20337996834 Financial Auditors: PricewaterhouseCoopers (2010) Incorporation Date: February 14, 1998 Total Employees: 725 Tel: +51-1-3133600 |
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Company Description |
| Financiera TFC, was incorporated on February 14th, 1997, under the trade name of Volvo Finance Peru SA in order to perform credit and leasing. Currently, TFC, provides consumer loans across the country in local currency for goods such as appliances, furniture, computers, motorcycles and power products from the main linear. The company is part of the group LFPL Holding, an investor with extensive experience in the consumer sector in Latin America that also owns the chain of appliance stores and home | ||
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Company Analysis |
| According to the Consolidated - Audited financial statement for the first eleven cumulated months of 2012, total net operating revenues increased with 3.59%, from PEN 94,053.093 thousands to PEN 97,427.383 thousands. Operating result increased from PEN 44,673.701 thousands to PEN 52,653.042 thousands which means 17.86% change. The results of the period decreased -30.91% reaching PEN 2,055.941 thousands at the end of the period against PEN 2,975.607 thousands last year. Return on equity (Net income/Total equity) went from 7.20% to 3.51%, the Return On Asset (Net income / Total Asset) went from 0.82% to 0.54% and the Net Profit Margin (Net Income/Net Sales) went from 3.16% to 2.11% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 551.43% compared to 777.77% of last year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2012 Y (cons) |
2012 M11C (cons) |
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| Audited | Audited | |
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| SBS Financial Companies FS | SBS Financial Companies FS | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
389,335 |
381,567 |
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Total Liabilities |
338,082 |
322,993 |
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Shareholders Equity |
51,252 |
58,573 |
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| * All the accounts are in PEN. | ||
Income Statement
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Total Operating Revenue |
106,609 |
97,427 |
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Operational Profit (Loss) |
56,651 |
52,653 |
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Net Profit (Loss) |
635 |
2,055 |
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| * All the accounts are in PEN. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
0.16% |
0.54% |
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Return on Equity (ROE) |
1.24% |
3.51% |
| Valuation figures and ratios | ||
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EBITDA |
57,154 |
53,113 |
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Enterprise value |
507,456 |
492,873 |
| Leverage Ratios | ||
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Leverage ratio |
759.64% |
651.43% |
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Debt to equity |
659.64% |
551.43% |
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Debt to total assets |
86.84% |
84.65% |
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Debt / Enterprise Value |
66.62% |
65.53% |
| Market ratios | ||
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Price/Book Ratio |
0.19 |
0.31 |
| Trend Ratios | ||
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Net Income Trend |
19.3% |
69.09% |
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