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Company Information |
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Full name Caja Rural de Ahorro y Credito Nuestra Gente S.A.A. Previous name(s) Caja Rural de Ahorro y Credito Nor Peru S.A. (2008) Headquarters Jr. Independencia 519, Cercado; Lima; Lima; LIMA 33 |
Status: Non-Listed Legal Form: Joint Stock Company Operational Status: Operational Fiscal ID (RUC): 20228319768 Financial Auditors: Deloitte Touche Tohmatsu (2010) Incorporation Date: October 7, 1994 Total Employees: 1,488 Tel: +51-44-485500 |
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Company Description |
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Caja Rural de Ahorro y Credito Nuestra Gente, was founded in August 2008 as a result of the merger of Caja Sur and Crear Tacna. The company is 81.66% owned by BBVA Microfinance Foundation and a 16.56% of the IFC. CRAC Nuestra Gente offers various products, classified in 5 lines: a) Loans, b) Savings and Investment, c) Insurance d) Services and e) Debit Cards. The Company currently has 40 offices in Peru and is listed on the Stock Exchange since 2008. |
Key Executives |
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2013 M04C (non-cons) |
2013 Q1 (cons) |
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| Non-Audited | Non-Audited | |
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| Unit | Thousands | Thousands |
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Total Assets |
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Current Assets |
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Total Liabilities |
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Shareholders Equity |
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Current Liabilities |
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| * All the accounts are in PEN. | ||
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Total Operating Revenue |
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Operational Profit (Loss) |
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Net Profit (Loss) |
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| * All the accounts are in PEN. | ||
| Profitability Ratios | ||
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Return on Assets (ROA) |
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Annualised Return on Assets (ROA) |
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Return on Equity (ROE) |
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Annualised Return on Equity (ROE) |
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| Efficiency Ratios | ||
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Current asset turnover |
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Asset Turnover |
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EBITDA |
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Bookvalue (BV) |
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Current Ratio |
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| Leverage Ratios | ||
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Leverage ratio |
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Debt to equity |
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Debt to total assets |
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Long Term Debt to Capital |
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| Trend Ratios | ||
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Net Income Trend |
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