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Banco Financiero del Peru
Main Activities: Banking and Credit Intermediation
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Company Information |
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Full name Banco Financiero del Peru Previous name(s) Finanpro Empresa Financiera (1986) Financiera y Promotora de la Construcción S.A. (1982) Headquarters Av. Ricardo Palma 278; Lima; Lima; LIMA 18 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational Fiscal ID (ISIN CODE ): PEP130001006 Fiscal ID (RUC): 20100105862 Financial Auditors: KPMG (2010) Incorporation Date: November 21, 1986 Total Employees: 1,945 Tel: +51-1-6122000 |
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Company Description |
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Banco Financiero, began operations in 1954 as a banking institution, its principal shareholder since 1996 is Banco Pichincha C. A., with a current share of 99.9% of common stock and is part of Ecuador Financial Group, backed by Banco Pichincha. Among the services offered by the Bank, are, made for Small Business and People. The Bank has an office in Lima and a network of 112 branches, of which 49 are located in Metropolitan Lima and 63 offices in the major centers nationwide. |
Company Analysis |
| According to the Individual - Non-Audited financial statement for the third quarter of 2012, total net operating revenues increased with 20.26%, from PEN 118,673 thousands to PEN 142,711 thousands. Operating result increased from PEN 58,315 thousands to PEN 71,767 thousands which means 23.07% change. The results of the period increased 49.23% reaching PEN 36,894 thousands at the end of the period against PEN 24,723 thousands last year. Return on equity (Net income/Total equity) went from 6.96% to 8.72%, the Return On Asset (Net income / Total Asset) went from 0.60% to 0.74% and the Net Profit Margin (Net Income/Net Sales) went from 20.83% to 25.85% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 1074.18% compared to 1067.32% of last year. |
Key Executives |
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FULL COMPANY PROFILE
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2012 Q4 (non-cons) |
2012 Q3 (cons) |
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| Non-Audited | Non-Audited | |
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| BVL-EEFF2 | BVL-EEFF2 | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
5,318,277 |
5,312,102 |
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Current Assets |
5,055,819 |
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Total Liabilities |
4,885,789 |
4,888,887 |
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Shareholders Equity |
432,488 |
423,215 |
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Current Liabilities |
3,645,641 |
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| * All the accounts are in PEN. | ||
Income Statement
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Total Operating Revenue |
138,481 |
286,698 |
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Operational Profit (Loss) |
63,609 |
29,395 |
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Net Profit (Loss) |
43,646 |
27,733 |
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| * All the accounts are in PEN. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
0.13% |
0.52% |
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Return on Equity (ROE) |
1.56% |
6.55% |
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Return on Sales (ROS) |
4.88% |
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| Efficiency Ratios | ||
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Current asset turnover |
-x |
1.39x |
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Asset Turnover |
-x |
0.05x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
69,775 |
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EBITDA |
- |
409,385 |
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Enterprise value |
4,823,894 |
4,133,050 |
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Enterprise Value / EBITDA |
- |
10.10 |
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Bookvalue (BV) |
422,542 |
389,676 |
| Liquidity Ratios | ||
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Current Ratio |
0% |
138.68% |
| Leverage Ratios | ||
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Leverage ratio |
0% |
1,255.18% |
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Debt to equity |
1,129.69% |
1,155.18% |
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Debt to total assets |
91.87% |
92.03% |
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Long Term Debt to Capital |
0% |
74.6% |
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Debt / Enterprise Value |
101.28% |
118.29% |
| Market ratios | ||
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Price/Book Ratio |
1.64 |
1.82 |
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