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Banco Panamericano
Main Activities: Banking and Credit Intermediation
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Company Information |
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Full name Banco Panamericano S.A. Previous name(s) Bau Financeira de Créd Financ e Invest Headquarters Av. Paulista, 2.240 - 13º andar - Cerqueira Cesar; Sao Paulo; Sao Paulo; 01310-300 Investor Relations Av. Paulista, 2.240 - 13º andar - Cerqueira Cesar; Sao Paulo; Sao Paulo; 01310-300 Legal Address Norma da Silva Bezerra; Sao Paulo; Sao Paulo; 01310-300 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational Fiscal ID (CNPJ): 59285411/0001-13 Fiscal ID (ISIN CODE ): BRBPNMACNOR9 Financial Auditors: PricewaterhouseCoopers (2012) Incorporation Date: August 23, 1966 Total Employees: 686 Tel: +55 11 3264-5343, +55 11 3264-5273, +55 11 3264-5343 |
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Company Description |
| On February 21, 1969, Grupo Silvio Santos took a controlling stake in Real Sul S/A - Credit, Financing and Investment, a company dedicated to the market since 1963 in Sao Caetano do Sul, and changed its name to Financial Chest S/A - Credit, Financing and Investment. In 1990, authorized to act as commercial bank, began operations with commercial portfolios and credit, finance and investment so as to be called Banco Panamericano S/A. The Panamericano is focused on granting consumer loans to individuals | ||
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Company Analysis |
| According to the Individual - Audited financial statement for the third quarter of 2012, total net operating revenues decreased with -29.83%, from BRL 898,468 thousands to BRL 630,476 thousands. Operating result decreased from BRL -225,021 thousands to BRL -350,697 thousands which means -55.85% change. The results of the period reached BRL -221,911 thousands at the end of the period against BRL 23,432 thousands last year. Return on equity (Net income/Total equity) went from 1.66% to -8.49%, the Return On Asset (Net income / Total Asset) went from 0.21% to -1.41% and the Net Profit Margin (Net Income/Net Sales) went from 2.61% to -35.20% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 504.29% compared to 709.22% of last year. Finally, the Current Ratio (Current Assets/Current Liabilities) went from 0.85 to 0.66 when compared to the previous year. |
Key Executives |
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Companies with Similar Main Activities |
FULL COMPANY PROFILE
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2012 Y (cons) |
2012 Q2C (non-cons) |
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| Audited | Audited | |
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| Diário Oficial do Estado de São Paulo | Banco Central do Brasil - FTs | |
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| Unit | Thousands | Thousands |
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Balance Sheet
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Total Assets |
18,528,849 |
13,409,503 |
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Current Assets |
7,169,692 |
5,239,434 |
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Total Liabilities |
16,037,970 |
10,573,689 |
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Shareholders Equity |
2,490,879 |
2,835,814 |
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Current Liabilities |
10,025,483 |
5,676,693 |
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| * All the accounts are in BRL. | ||
Income Statement
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Total Operating Revenue |
1,291,599 |
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Operational Profit (Loss) |
-759,808 |
-532,412 |
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Net Profit (Loss) |
-495,961 |
-322,576 |
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| * All the accounts are in BRL. | ||
Ratios
| Profitability Ratios | ||
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Return on Assets (ROA) |
-2.68% |
-2.41% |
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Annualised Return on Assets (ROA) |
-2.68% |
-4.82% |
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Return on Equity (ROE) |
-19.91% |
-11.38% |
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Annualised Return on Equity (ROE) |
-19.91% |
-22.76% |
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Return on Sales (ROS) |
0% |
-254.62% |
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Return on Capital |
-8.94% |
-6.89% |
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Gross Profit Margin |
0% |
193.77% |
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Operating Profit Margin |
0% |
-41.22% |
| Efficiency Ratios | ||
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Current asset turnover |
-x |
0.25x |
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Fixed-asset turnover |
-x |
5.13x |
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Asset Turnover |
-x |
0.10x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
-759,808 |
-532,412 |
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EBITDA |
-759,808 |
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Bookvalue (BV) |
2,490,879 |
2,825,813 |
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Net Cash |
-103,071 |
-4,895,643 |
| Liquidity Ratios | ||
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Current Ratio |
71.51% |
92.3% |
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Quick ratio |
71.51% |
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Doom's day ratio |
0.37% |
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| Leverage Ratios | ||
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Leverage ratio |
743.87% |
472.86% |
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Debt to equity |
643.87% |
372.81% |
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Debt to total assets |
86.56% |
78.84% |
| Market ratios | ||
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Market Capitalization/EBITDA |
0.00 |
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Price/Book Ratio |
1.12 |
0.01 |
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Market Cap / Net cash |
0.00 |
0.00 |
| Trend Ratios | ||
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Revenue Trend |
0% |
102.38% |
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Net Income Trend |
-739.77% |
-1,000.98% |
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Operating Income Trend |
149.6% |
-1,602.59% |
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