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Company Information |
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Full name Banco Industrial e Comercial S.A. Previous name(s) Banco Industrial do Ceará Headquarters Av. Brigadeiro Faria Lima, 4.440 - 1º ao 5º andares - Itaim Bibi; Sao Paulo; Sao Paulo; 04538-132 Investor Relations Av. Faria Lima, 4.440 - 5º andar - Itaim Bibi; Sao Paulo; Sao Paulo; 04538-132 Legal Address Av. Brigadeiro Faria Lima, 4.440 - 1º ao 5º andares - Itaim Bibi; Sao Paulo; Sao Paulo; 04538-132 |
Status: Listed Legal Form: Public Limited Company Operational Status: Operational Fiscal ID (CNPJ): 07450604/0001-89 Fiscal ID (ISIN CODE ): BRBICBACNOR0 Financial Auditors: KPMG (2012) Incorporation Date: February 20, 1938 Total Employees: 906 Tel: +55 11 2173-9153, +55 11 2173-9253, +55 11 2173-9000 |
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Company Description |
| BicBanco is one of the oldest private sector banks in Brazil (founded in 1938). It is controlled by the Bezerra de Menezes Financial Group since its foundation. Acting for a long time as a regional financial institution, became a nation-wide bank during the 80s; opening of the Cayman Islands Branch in 2002. Focus on credit operations to the Middle Market segment secured by receivables. |
Company Analysis |
| According to the Individual - Audited financial statement for the third quarter of 2012, total net operating revenues decreased with -54.36%, from BRL 1,185,939.12 thousands to BRL 541,299.94 thousands. Operating result decreased from BRL 55,209.82 thousands to BRL 14,530.27 thousands which means -73.68% change. The results of the period decreased -62.05% reaching BRL 19,734.69 thousands at the end of the period against BRL 51,999.11 thousands last year. Return on equity (Net income/Total equity) went from 2.60% to 0.98%, the Return On Asset (Net income / Total Asset) went from 0.30% to 0.11% and the Net Profit Margin (Net Income/Net Sales) went from 4.38% to 3.65% when compared to the same period of last year. The Debt to Equity Ratio (Total Liabilities/Equity) was 803.33% compared to 777.75% of last year. Finally, the Current Ratio (Current Assets/Current Liabilities) went from 1.39 to 1.40 when compared to the previous year. |
Key Executives |
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Companies with Similar Main Activities |

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2012 Y (cons) |
2012 Q3C (non-cons) |
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| Audited | Audited | |
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| Diário Oficial do Estado de São Paulo | Banco Central do Brasil - FTs | |
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| Unit | Thousands | Thousands |
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Total Assets |
18,262,003 |
18,101,882 |
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Current Assets |
13,348,504 |
13,635,928 |
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Total Liabilities |
16,286,133 |
16,097,972 |
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Shareholders Equity |
1,975,870 |
2,003,909 |
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Current Liabilities |
9,756,408 |
9,726,379 |
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| * All the accounts are in BRL. | ||
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Total Operating Revenue |
1,874,963 |
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Operational Profit (Loss) |
-554,624 |
92,766 |
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Net Profit (Loss) |
110,531 |
86,311 |
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| * All the accounts are in BRL. | ||
| Profitability Ratios | ||
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Return on Assets (ROA) |
0.61% |
0.48% |
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Annualised Return on Assets (ROA) |
0.61% |
0.64% |
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Return on Equity (ROE) |
5.59% |
4.31% |
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Annualised Return on Equity (ROE) |
5.59% |
5.75% |
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Return on Sales (ROS) |
0% |
174.42% |
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Return on Capital |
-6.52% |
1.11% |
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Gross Profit Margin |
0% |
180.69% |
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Operating Profit Margin |
0% |
4.95% |
| Efficiency Ratios | ||
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Current asset turnover |
-x |
0.14x |
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Fixed-asset turnover |
-x |
3.45x |
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Asset Turnover |
-x |
0.10x |
| Valuation figures and ratios | ||
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Earning Before Interests and Taxes (EBIT) |
-554,624 |
92,766 |
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EBITDA |
-554,624 |
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Bookvalue (BV) |
1,975,870 |
2,019,634 |
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Net Cash |
209,959 |
-6,352,065 |
| Liquidity Ratios | ||
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Current Ratio |
136.82% |
140.2% |
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Quick ratio |
136.82% |
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Doom's day ratio |
2.15% |
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| Leverage Ratios | ||
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Leverage ratio |
924.25% |
903.33% |
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Interest Coverage Ratio |
28.1% |
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Debt to equity |
824.25% |
802.35% |
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Debt to total assets |
89.18% |
88.82% |
| Market ratios | ||
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Market Capitalization/EBITDA |
-1.73 |
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Price/Book Ratio |
0.86 |
0.01 |
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Market Cap / Net cash |
-0.15 |
-0.34 |
| Trend Ratios | ||
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Revenue Trend |
0% |
82.65% |
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Net Income Trend |
59.98% |
42.75% |
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Operating Income Trend |
103.71% |
34.75% |
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